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  • Can I use my HSA or FSA at Thrive HQ?
    You should be able to use your HSA or FSA for the Physical Therapy, Wellness Coaching, and Fitness Assessment services at Thrive HQ. Yoga and fitness classes will likely NOT be covered by your HSA/FSA. Contact your HSA/FSA to double check!
  • Can I use my insurance benefits at Thrive HQ?
    Thrive HQ is a fee-for-service practice. Although we do not bill your insurance, you CAN use your HSA or FSA funds to pay for 100% of our services. We are here to serve you and your best interests, not the insurance companies! If requested, you will be provided with a Superbill that you can then submit to your insurance for any available out-of-network benefits. Please click here for a list of questions you will need to ask of your insurance company to see how they might reimburse you for out-of-network services. Thrive HQ is happy to assist you in navigating this process if needed. It is our pleasure to be able to offer a different experience at Thrive HQ. The goal is to tailor care specifically for the client. When a client gets the care that they need, they enjoy a quicker return to function, sport and a pain-free life. Thrive HQ believes in quality, client-centered care. This includes being transparent about the cost of service. ​ By choosing Thrive HQ, you are choosing to invest in yourself. In the long run, you will save time & money and you will be getting the care you need for your particular case. No run around, no hassle, no hidden fees, no loopholes. Plain and simple. We don't work for the insurance companies, we work for you.
  • Why don't you accept insurance?
    Current insurance reimbursement forces most physical therapy companies to co-treat multiple patients at once and denies many performance based treatments that Thrive HQ delivers. We believe you deserve better and we refuse to allow an insurance company to dictate your care.
  • Do I need to see a physician and/or have a referral before coming to Thrive HQ?
    Almost never! Physical therapy in MN is a direct access service, meaning you can come to us first, and there is no need to have a physician visit or referral! Physical therapists have doctorate degrees and take classes with medical school students. They are thoroughly trained to be able to act as "primary care" providers. As a primary care provider we are able to assess and screen for any "red flag" issues that may require referral to other specialists.
  • I have Medicare or Medicaid. Can I come to Thrive HQ?
    You can absolutely come to Thrive HQ for our Wellness Coaching, Fitness Assessment, and Fitness Classes. Unfortunately, Medicare and Medicaid do not allow their members to be seen by out-of-network healthcare providers, even if you want to pay out of pocket for the services.
  • Can I do a Bodywork, Dry Needling, or Cupping session without completing an Onboarding session?"
    Short answer is no. We ask that you complete an Onboarding Session first as this is where we get to learn about you, understand your goals, and screen for what treatment options could be safe and effective for you.
  • What do I need to do prior to my first physical therapy session?
    After booking a session, you will receive an email confirming your appointment and asking you to complete the new member forms. Please complete these forms prior to your first session. If required by your insurance for reimbursement, please bring your referral for physical therapy. Please bring your preferred form of payment: cash, credit card, HSA card, or FSA card.
  • What should I wear to my physical therapy session?
    We will most likely be moving around, so please wear athletic clothing and athletic shoes. Loose fitting clothing that you can move around in is also fine. With many of the bodywork techniques we offer, they will require direct contact with you skin. Because of this, it is suggested for females to wear a sports bra under their clothes in case you would like to use any of these techniques. If you wish to address footwear, please bring the specific shoes and orthotics you use.
  • How do I reschedule or cancel my upcoming session?
    If you have our PT Everywhere app, you can cancel your session on your own by navigating to your scheduled appointments and swiping to left over the appointment info. You can reschedule right away via the app as well by finding a day and time that works best for you! You can also reach out to us directly and we can help you with cancelling and rescheduling. You can call or text at 651-383-2626 or email us at
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